We can help you with your Foreclosure
We understand that this economy has caused many homeowners to fall on hard times.
Let us help get the bank off your back and buy you some time to save your home and figure out a plan...
FORECLOSURE is not the only option
Do you know someone facing foreclosure? Do you have questions about the foreclosure or short sale process?
We have helped many people save their home and equity from a foreclosure sale and we can help you.
Call us TODAY to have us assist you with your foreclosure questions, concerns and needs.
Has the foreclosure moratorium been lifted?
How to Stop Foreclosure During Covid-19?
Call your mortgage servicer right away. Your servicer is the company or bank you send your mortgage payments to every month. Do not stop making payments without talking to them.
You also have a mortgage lender. This may be different than your servicer. The lender owns your mortgage. If you don’t know who your lender is, ask your servicer. What rules apply to you depends on your lender.
For many loans, servicers have to offer you forbearance options if you ask for help because your income has been affected by the COVID-19 emergency. Forbearance means your payments are not due until the end of the forbearance period. A forbearance can be up to 12 months. You still owe all your mortgage payments for that time, but they can’t charge you late fees or report missed payments to the credit bureaus.
At the end of the forbearance period, you need to work with your servicer to start making payments again, and to deal with the payments you missed in the forbearance. There may be multiple options to catch up on your payments. Talk to your servicer before your forbearance ends.
If you ask for help, many loan servicers offer forbearance options for the following types of federally-backed loans:
HUD Reverse Mortgage